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Our solution

A world leading, fully compliant, market ready embedded finance solution designed with your customers in mind. No clunky interfaces, just an unparalleled user experience.

A world leading
embedded finance solution

Our adaptable platform is built around four key components designed to meet a wide variety of usage cases.

Core platform

The core platform handles transactions and e-wallet features with adaptable, scalable and fully cloud-based state-of-the-art-technology that offers easy integration via REST API.

White label
front end


Our easy to use, optimised front-end user experience is purpose built to provide a seamless multi-channel user experience which can be fully white labelled for your final product.

Admin portal

The comprehensive back-office admin portal allows you to manage product configuration, accounts, users and cards including real-time transaction and activity monitoring.

Operational& compliance support

We'll work with you to develop customised solutions tailored to your unique needs and goals, helping you achieve sustainable growth and long-term success whilst achieving full regulatory compliance.


Uptime guaranteed

Don't just take our word for it.

Our independently monitored

system statistics available 24/7

*We can guarantee 99.99% unless there is an unforeseeable event or incident that occurs beyond Lerex's control which may affect this

Product features

E-wallet functionality

A full electronic ledger and e-wallet solution including a suite of additional functionality, such as:

· Child/sub-account wallet & cards
· Real-time management of fees & limits
· Ability to apply your own FX margin
· Send money between users
· Real-time blocking / unblocking 
· Extensive real-time spend controls

Bank transfers

Full compatibility with a  variety of bank transfer protocols including SEPA, Faster Payments, CHAPS and Bacs, plus support for SWIFT,  International payments (including FX), direct debit mandates and Money Streaming.

Plus, easily manage accounts with dedicated sort-code, account number, IBAN & BIC per user.

Easy loading

Allow customers to load their e-wallet quickly and easily from a number of secure channels, including:

· Debit and credit card
· Bank transfer (user push)
· Bank transfer (open banking money pull)
· Direct debit (DD collections)
· Bulk load (e.g. from another EMI)

And more...


Access our latest features, integrations and innovations with additional features:

· White labelling
· Front-end & mobile application
· Integration with external e-wallets
· Access to cryptocurrencies
· Special 'proof of concept' solutions

Card configuration

Allow the setup of user cards exactly as you need them with options for:

· Physical & virtual cards
· Multiple cards per user
· Physical & virtual card combination
· Multi-currency wallet
· Multi-currency accounts

Some of those features might be restricted based on usage or set-up, please contact us to discuss.

Expert support


Ensure peace of mind with full operational support from your expert team, from project definition right the way through to go-live with a dedicated project manager and technical team.

We'll take the lead, working with all parties directly to ensure smooth integrations and keeping you up to date with real-time progress reports through our support portal.

Post go-live

Our support doesn't end at go-live. We keep you on track with user onboarding, KYC/KYB queries, daily compliance screenings and real-time transaction monitoring. We can also manage fraud, chargeback and compliance queries on your behalf.

We also offer tiered customer support to meet every need, from start ups to billion pound businesses. 

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