Last updated: 18/05/2020
1.1 You must keep your security information (including your 3D Secure One Time Passwords) safe and confidential at all times.
1.2 If you think someone may be accessing your Account or the 3D Secure service without your authority you must notify us immediately.
2. Use of your Information
2.1 We may use the data you supply to us in relation to 3D Secure to administer the service.
2.2 We will not share your information with online retailers; however, details may be supplied to third parties if this is required for a legal or regulatory reason.
2.3 You must keep your information up to date at all times. If there is a change to your personal details, you must notify us immediately by contacting our customer service by calling the number on the back of your card (your network provider may charge a fee to call this number) or by updating your personal details in the Lerex mobile application (“the Lerex App”).
3.2 We may make changes with immediate effect if required to do so by any law or regulatory requirement affecting us.
4. Suspension or Termination of the Service
4.1 We may suspend, restrict use or terminate the service where:
There is a breach of security;
There is a legal or regulatory requirement;
We reasonably think you or someone impersonating you has used the service fraudulently, illegally or improperly; or
In exceptional circumstances if we are required to do so by Mastercard International or any third party which assists us in providing the 3D Secure service.
5.1 Unless you are a victim of fraud, you may be responsible for all transactions carried out and verified with your 3D Secure One Time Passwords.
5.2 We shall not be liable for any failures of the 3D Secure service caused by any systems failing or other events which we cannot reasonably control.
6. Governing Law
These terms shall be governed and interpreted in accordance with Gibraltar law.